Software for finance and fintech
Correct, reconciled, and auditable, in that order.
Systems we integrate with
- Banking & ACH providers
- Card processors
- Accounting platforms
- KYC / AML vendors
- Credit bureaus
- Market data providers
- Custodians
- Tax engines
What actually goes wrong in finance
Recognisable, specific, and drawn from systems we've worked on rather than an industry report.
Reconciliation is a person, not a system
Someone senior spends days each month matching transactions between a processor, a bank and a ledger in a spreadsheet. It works until they take leave.
Reporting can't be traced back to source
A number appears in a board report and confirming how it was derived takes hours. When a regulator or auditor asks, that's a serious problem.
Floating-point money and mutable records
We routinely find financial systems storing money as floats and updating rows in place. Both are quiet, compounding correctness problems that surface at the worst time.
Compliance was added after the fact
Audit trails, retention, access controls and approval workflows retrofitted onto a system that wasn't designed for them are expensive and never quite complete.
Manual approvals with no enforced separation of duties
Payments and adjustments approved over email or chat, with no systemic guarantee that the person who created a transaction isn't the one approving it.
Systems we've built for finance
Not a menu, just a description of the shapes of work that come up repeatedly in this vertical.
- Automated reconciliation engines with exception queues
- Double-entry ledger design and implementation
- Regulatory and management reporting with full lineage
- Loan origination and servicing workflows
- Payment orchestration and ACH/card processing integration
- Client portals and statement generation
- Approval workflows with enforced separation of duties
- Data warehouse and BI pipelines for finance teams
The requirements that are easier to build in than bolt on
Compliance, auditability and correctness cost far less when they're part of the architecture from the start. Retrofitting them is where budgets go.
Money is never a float
Integer minor units or fixed-point decimals, currency carried alongside every amount, and rounding rules stated explicitly. Non-negotiable in anything we build that touches money.
Append-only history
Financial records are corrected by appending an adjustment, never by overwriting. Every state is reconstructible for any point in time.
Audit-ready by construction
Immutable logs of who saw and changed what, retention policies enforced in the system, and reports that can be traced to source transactions on demand.
Least-privilege access
Role-based permissions, no shared credentials, and no engineer holding standing access to production financial data.
How finance clients usually engage
Custom Software Development
Applications built for how your business actually works: the workflows no off-the-shelf product will ever match.
Systems Integration
Connect your CRM, ERP, PMS, billing and internal tools so data moves once, automatically, and stops being retyped.
Software Architecture
Architecture, technology selection, and technical due diligence for systems that have to survive scale and staff turnover.
Tell us about your finance project
Thirty minutes with an engineer who can scope it. You'll leave with a view on approach, a budget range, and an honest answer about whether we're the right firm, including when we aren't.